--- title: "Uninsured / Underinsured Motorist in Provo, Utah | Metler Law" description: "Metler Law represents injured Utahns and their families in personal injury, wrongful death, and mass tort cases. Free, no-obligation consultations. Provo, Salt Lake, and statewide. Hablamos Español. Call (801) 377-1900." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": [ "LegalService", "Attorney", "LocalBusiness" ], "name": "Metler Law", "alternateName": "Jeff Metler Law", "description": "Utah personal injury, wrongful death, and mass tort attorney serving Provo, Salt Lake, and the entire state.", "url": "https://metlerlaw.com/", "telephone": "+1-801-377-1900", "image": "https://d2xsxph8kpxj0f.cloudfront.net/310519663356698318/7DumkbkSBgGp4oMjRjjbfr/jeff-metler-portrait-9vTKmzqVxf6uh2VBHPLWNz.png", "priceRange": "Free Consultation · Contingency Fee", "address": { "@type": "PostalAddress", "streetAddress": "4844 N 300 W, Suite 300", "addressLocality": "Provo", "addressRegion": "UT", "postalCode": "84604", "addressCountry": "US" }, "areaServed": [ { "@type": "State", "name": "Utah" }, { "@type": "City", "name": "Provo" }, { "@type": "City", "name": "Orem" }, { "@type": "City", "name": "Salt Lake City" }, { "@type": "City", "name": "Park City" }, { "@type": "City", "name": "Ogden" }, { "@type": "City", "name": "St. George" } ], "founder": { "@type": "Person", "name": "Jeff Metler", "jobTitle": "Personal Injury Attorney", "alumniOf": [ "J. Reuben Clark Law School at Brigham Young University", "University of Idaho Law School", "Brigham Young University" ] }, "sameAs": [ "https://www.facebook.com/MacArthur.Heder.Metler/", "https://mhmlawoffices.com/attorney/jeffery-metler/" ] }, { "@context": "https://schema.org", "@type": "LegalService", "name": "Metler Law — Uninsured / Underinsured Motorist (Provo, Utah)", "areaServed": { "@type": "City", "name": "Provo" }, "telephone": "(801) 377-1900", "address": { "@type": "PostalAddress", "streetAddress": "4844 N 300 W, Suite 300", "addressLocality": "Provo", "addressRegion": "UT", "postalCode": "84604", "addressCountry": "US" } }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Where will my Provo car accident case actually be filed?", "acceptedAnswer": { "@type": "Answer", "text": "Almost always in the 4th District Court at 125 N 100 W in downtown Provo. That courthouse handles every Utah County car-accident lawsuit. Filing locally means quicker hearing dates, judges who know the corridors, and — if you're physically in Provo — a courthouse you can walk to from our office." } }, { "@type": "Question", "name": "Which Provo hospital should I go to after the crash?", "acceptedAnswer": { "@type": "Answer", "text": "Utah Valley Hospital (Intermountain) on State Street is the regional Level II trauma center and the right call for any serious-injury crash inside city limits. For walk-in care after a low-speed rear-end, urgent-care clinics on State or near the Riverwoods can document soft-tissue injuries the same day — documentation we'll need." } }, { "@type": "Question", "name": "University Parkway is where I was hit — does that change anything?", "acceptedAnswer": { "@type": "Answer", "text": "It changes who we subpoena. UDOT keeps signal-timing and traffic-volume records for that corridor, and Provo PD's collision reports often include lane-by-lane diagrams there because the intersection is so heavily studied. Both pieces of evidence can move a comparative-fault dispute in your favor." } }, { "@type": "Question", "name": "Are BYU students with out-of-state insurance treated differently?", "acceptedAnswer": { "@type": "Answer", "text": "No — Utah law applies to the crash because it happened in Utah. But out-of-state policies often have lower minimum limits than Utah's, which makes underinsured-motorist (UIM) coverage on your own policy more important. We check it on every Provo case." } }, { "@type": "Question", "name": "Do you handle Provo crashes that happened in Provo Canyon?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. US-189 through Provo Canyon is a Utah Department of Transportation road. Crashes there are reported by Utah Highway Patrol, not Provo PD, and the venue can be either Utah County (4th District) or Wasatch County (also 4th District) depending on the milepost. We sort that out for you." } } ] } ] --- Provo HQ · Serving All of Utah · No Fee Unless We Recover English & Español [(801) 377-1900 ](tel:+18013771900) ![Metler — Attorney at Law (a Division of MHM)](/manus-storage/metler-logo_346f19d8.png)Metler Law — Utah Car Accident Attorneys [Home](/)Crash TypesLocations[The Team](/about)[Results](/results)[FAQ](/faq) [(801) 377-1900](tel:+18013771900)[Free Case Review](/contact) ![Uninsured / Underinsured Motorist in Provo, Utah](https://d2xsxph8kpxj0f.cloudfront.net/310519663356698318/7DumkbkSBgGp4oMjRjjbfr/car-accident-utah-bRb6Vz9KDgEHx4u8cPM6ie.webp) Provo · Utah County # Uninsured / Underinsured Motorist — Provo, Utah. A focused practice. A Provo jury in mind. When the at-fault driver has no insurance or not enough — we go to your own policy. If your crash happened in Provo or anywhere in Utah County, Metler Law can take it from here. [(801) 377-1900](tel:+18013771900)[Free Provo Case Review](/contact) HQ · PROVO — We're based in Provo, Utah. Provo is home base — our office is on N 300 W, two blocks off University Avenue. Provo · what to know ## What a uninsured / underinsured motorist in Provo usually looks like. Provo sits in Utah County, with traffic patterns that funnel through a short list of high-incident corridors: **I-15 between mileposts 263 and 268 and University Parkway / State Route 265**, plus 5 more. We've worked crashes on each of them. When a uninsured / underinsured motorist happens in or near **Joaquin, Franklin, Maeser**, the early decisions matter. Where you treat, what you tell the other driver's insurer, and whether scene evidence (camera footage, witness statements, vehicle data) is preserved in time will shape the value of the claim more than any negotiation later. Metler Law handles those early decisions for you. We coordinate with the **Utah Valley Hospital (Intermountain)** and other treating providers, document the file the way the carrier's defense team will read it, and prepare every case as if it's going to a Utah County jury at **4th District Court — Provo (125 N 100 W)**. You don't need to know which insurance policy applies. You don't need to know whether your case is worth filing. That's our job — and we tell you the answer for free, before you sign anything. Provo crash corridors - — I-15 between mileposts 263 and 268 - — University Parkway / State Route 265 - — University Avenue (US-189) through downtown - — Bulldog Boulevard (1230 N) - — Center Street and 500 West - — 900 East between BYU and the Provo Canyon mouth - — Provo Canyon (US-189) toward Sundance and Heber Neighborhoods we serve - — Joaquin - — Franklin - — Maeser - — Pleasant View - — Edgemont - — Sherwood Hills - — Indian Hills - — Carterville Local landmarks - — BYU campus - — Provo Towne Centre - — Utah Valley Convention Center - — Provo Airport (PVU) - — Rock Canyon trailhead - — Y Mountain Hospitals & treatment - — Utah Valley Hospital (Intermountain) - — Timpanogos Regional Hospital (10 min north in Orem) Where a Provo uninsured / underinsured motorist case is filed Provo cases are typically filed at **4th District Court — Provo (125 N 100 W)**. We appear there regularly and know its scheduling patterns and judicial assignments. Talk to a real attorney ### Free Provo case review. We tell you whether you have a case before you sign anything. No attorney fee unless we recover for you. [(801) 377-1900](tel:+18013771900)[Send your case](/contact) Why Metler Law - — **Direct communication.** You talk to a real lawyer about your case — not just a case manager. Calls and emails returned the same business day. - — **Honest, ethical counsel.** We tell you what your case is actually worth and what it isn't. No inflated promises, no pressure tactics, no settlement-mill assembly line. - — **Results that fund recovery.** Two decades of trial-ready preparation. We build every file as if it's going to a Utah jury — and insurers know it. Provo · Uninsured / Underinsured Motorist FAQ ## Common questions about uninsured / underinsured motorist in Provo. Provo crash hotspot ### University Parkway corridor (SR-265) from I-15 exit 269 to 900 East This four-mile stretch ties together I-15, two universities, the Riverwoods retail node, and the Provo Canyon mouth. UDOT has rebuilt several signals here in the last five years, but rear-end crashes at the University & State, University & 1200 N, and University & Bulldog intersections remain among the highest-frequency claims we open in Utah County. Where will my Provo car accident case actually be filed? + Almost always in the 4th District Court at 125 N 100 W in downtown Provo. That courthouse handles every Utah County car-accident lawsuit. Filing locally means quicker hearing dates, judges who know the corridors, and — if you're physically in Provo — a courthouse you can walk to from our office. Which Provo hospital should I go to after the crash? + Utah Valley Hospital (Intermountain) on State Street is the regional Level II trauma center and the right call for any serious-injury crash inside city limits. For walk-in care after a low-speed rear-end, urgent-care clinics on State or near the Riverwoods can document soft-tissue injuries the same day — documentation we'll need. University Parkway is where I was hit — does that change anything? + It changes who we subpoena. UDOT keeps signal-timing and traffic-volume records for that corridor, and Provo PD's collision reports often include lane-by-lane diagrams there because the intersection is so heavily studied. Both pieces of evidence can move a comparative-fault dispute in your favor. Are BYU students with out-of-state insurance treated differently? + No — Utah law applies to the crash because it happened in Utah. But out-of-state policies often have lower minimum limits than Utah's, which makes underinsured-motorist (UIM) coverage on your own policy more important. We check it on every Provo case. Do you handle Provo crashes that happened in Provo Canyon? + Yes. US-189 through Provo Canyon is a Utah Department of Transportation road. Crashes there are reported by Utah Highway Patrol, not Provo PD, and the venue can be either Utah County (4th District) or Wasatch County (also 4th District) depending on the milepost. We sort that out for you. More in Provo ## Other crash types we handle in Provo [ ### Car Accident Lawyer — Provo Two- and multi-vehicle crashes anywhere in Utah. ](/car-accident-lawyer/provo)[ ### Rear-End Collision Lawyer — Provo Whiplash, herniated discs, and stop-and-go I-15 chain reactions. ](/rear-end-collision-lawyer/provo)[ ### T-Bone / Intersection Lawyer — Provo Failure-to-yield, ran-the-red, and unprotected left-turn intersection crashes. ](/t-bone-accident-lawyer/provo)[ ### Rollover Accident Lawyer — Provo SUV and pickup rollovers, often involving canyon roads and Utah's mountain passes. ](/rollover-accident-lawyer/provo)[ ### Hit-and-Run Lawyer — Provo Driver fled the scene? We pursue UM coverage and identify the at-fault driver. ](/hit-and-run-lawyer/provo)[ ### Distracted Driver Crashes — Provo Texting, navigation, in-car screens — we subpoena phone records to prove it. ](/distracted-driver-lawyer/provo) Uninsured / Underinsured Motorist — nearby cities ## We also handle uninsured / underinsured motorist cases nearby. [Orem →](/uninsured-motorist-lawyer/orem)[Springville →](/uninsured-motorist-lawyer/springville)[Lehi →](/uninsured-motorist-lawyer/lehi)[Spanish Fork →](/uninsured-motorist-lawyer/spanish-fork)[Pleasant Grove →](/uninsured-motorist-lawyer/pleasant-grove) Talk to a real attorney today ## Call Metler Law. We answer the phone. Free, confidential consultation. No fee unless we recover. Speak directly with an attorney on the Metler Team — not a screener, not a call center. [(801) 377-1900](tel:+18013771900) [Send your case](/contact) - Monday – Friday · 9:00 AM – 5:00 PM - English & Español Office 4844 N 300 W, Suite 300 Provo, UT 84604 Free consultations by phone, video, or in our Provo office. Calls after hours are returned the next business day. ![Metler — Attorney at Law](/manus-storage/metler-logo_346f19d8.png) Utah car accident attorneys. Personal injury is the entire focus of our practice. English & Español. No attorney fee unless we recover for you. [Call (801) 377-1900](tel:+18013771900)[Free Case Review](/contact) Office - 4844 N 300 W, Suite 300 Provo, UT 84604 - [(801) 377-1900](tel:+18013771900) - [intake@metlerlaw.com](mailto:intake@metlerlaw.com) - Monday – Friday · 9:00 AM – 5:00 PM Saturday & Sunday · Closed Crash Types We Handle - [Car Accident Lawyer](/car-accident-lawyer) - [Rear-End Collision Lawyer](/rear-end-collision-lawyer) - [T-Bone / Intersection Lawyer](/t-bone-accident-lawyer) - [Rollover Accident Lawyer](/rollover-accident-lawyer) - [Hit-and-Run Lawyer](/hit-and-run-lawyer) - [Uninsured / Underinsured Motorist](/uninsured-motorist-lawyer) - [Distracted Driver Crashes](/distracted-driver-lawyer) - [Drunk-Driver Crashes](/drunk-driver-lawyer) - [Uber & Lyft Crashes](/rideshare-accident-lawyer) - [Commercial Truck Crashes](/truck-accident-lawyer) - [Motorcycle Crashes](/motorcycle-accident-lawyer) - [Pedestrian vs. Vehicle](/pedestrian-accident-lawyer) - [Bicycle vs. Vehicle](/bicycle-accident-lawyer) - [The Metler Team](/about) - [Case Results](/results) - [FAQ](/faq) - [Contact](/contact) Utah Locations - [Provo](/locations/provo) - [Orem](/locations/orem) - [Lehi](/locations/lehi) - [American Fork](/locations/american-fork) - [Pleasant Grove](/locations/pleasant-grove) - [Spanish Fork](/locations/spanish-fork) - [Saratoga Springs](/locations/saratoga-springs) - [Salt Lake City](/locations/salt-lake-city) - [West Jordan](/locations/west-jordan) - [Sandy](/locations/sandy) - [Draper](/locations/draper) - [South Jordan](/locations/south-jordan) - [West Valley City](/locations/west-valley-city) - [Murray](/locations/murray) Show all Utah cities we serve We serve every Utah city below — tap to see the full list. Serving Utah County, Salt Lake County, and the entire Wasatch Front — cases accepted statewide. © 2026 Metler Law — a practice of MHM MacArthur Heder Metler Attorneys at Law. All rights reserved. This website is attorney advertising. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Past results do not guarantee future outcomes. Every case turns on its own facts, evidence, insurance coverage, and applicable law. [Call (801) 377-1900](tel:+18013771900)[Free Review](/contact)